For many years, the study of ethics was left to the philosophers. Business people did not see the need and thus practiced “business as usual. There are three reasons why the insurance professional should study ethics: - Penalties for unethical behavior. - Ethics for an understanding of busines... Read More

Individuals looking to make their way to the United States should be informed that the state has now mandated JW Visa Health Insurance. It is absolutely necessary for exchange visitors, post graduate research students, scholars, au-pairs, trainees and all other J1 Visa insurance holders to have a va... Read More

We all want the best things for our children. Best health…best mental development…and most of all, the best education money can buy. Simply put. all parents have dreams for their children that they want to help fulfill, come what may. On the same note, do you have dreams for your childre... Read More

Thousands of Central Florida children whose families have little or no health insurance now have a medical clinic to help them, thanks in large part to attorney John Morgan and his wife and law partner, Ultima Morgan. The Destiny Foundation, a nonprofit Orlando ministry that helps the working poor, ... Read More

Aetna, a healthcare benefits company, has reached an agreement with Mayo Clinic Florida on a new contract that provides in-network access to the clinic and physicians for members of specific Aetna plans. Under the new agreement, Aetna members whose plans do not require referrals will be able to rece... Read More

Since Danna Walker lost her $37,000-a-year salary, the government’s recently enacted 65% break on Cobra health-insurance costs would still mean paying $476 a month for continuing coverage. With little more than her unemployment check of $688 every couple of weeks as the family’s only pre... Read More

In an attempt to keep soaring health insurance costs in check, your employer may have switched to a high-deductible plan. The premiums are lower but the costs of care pass to you until you reach your deductible. The solution - A health savings account (HSA) that allows you to contribute pre-tax dol... Read More

When an identity thief strikes, the power of emotions and intensity is similar to those who have experienced a house fire. All of a sudden, everything you have built up and worked for is in jeopardy!!! If your house was on fire, and you called the fire department, would they send you packets on how ... Read More

Don’t roll your eyes! The potion for losing that excess body fat is all around you. It covers most of the planet. If you eat right and exercise at the intensity, frequency and duration proper for you, but still can’t get rid of a little paunch here and there, you’re probably just n... Read More

It is hard to imagine having to rebuild your home after and act of nature for example, so it is important to protect it as best you can; by using some forward thinking and preparation, many events no matter how bad, can be dealt with. There are always going to be problems and we all have to do our b... Read More